Is Locked Due To An Overdue Installment Payment Xiaomi Exclusive - This Device

If you have made the payment but the screen remains locked, the device may have failed to sync with the server.

There are paid "remote unlock" services, but many are unreliable. Proceed with extreme caution, as they may simply flash a temporary, unstable ROM. Summary of Steps to Take 1 Pay the overdue installment via the lender's portal. Immediate Unlock (fastest) 2 Contact the retailer/carrier. Corrects billing errors. 3 Wait 24-48 hours after payment. System syncs payment. 4 Avoid "bypass" hacks. Prevents hard-bricking your device.

If the seller refuses to cooperate, report the transaction to the marketplace administration and your local authorities for fraud. Why You Should Avoid Temporary Bypass Methods

In recent years, Xiaomi has expanded its global footprint not just by selling affordable flagships, but by offering through third-party partners. While this makes high-end devices accessible, it comes with a digital leash: a remote lock feature. If you have made the payment but the

Look at the locked screen for the name of the financial institution or carrier (e.g., PayJoy, Creditas, or a telecom provider). Call their customer service line using another phone or look up their billing portal online. 2. Pay the Overdue Installment

If you have already paid but the device remains locked, contact the finance company’s support line or Xiaomi Customer Support .

Sometimes, a technical error between the bank/lender and the Xiaomi backend can result in a lock even if the payment was made. How to Unlock Your Xiaomi Device Summary of Steps to Take 1 Pay the

While some users attempt to bypass these locks, they often lead to further complications: Factory Resets Fail

Providing this context will allow for more targeted troubleshooting steps. Share public link

: The phone was purchased on an installment plan (e.g., PayLater, carrier finance), and a payment was missed. 3 Wait 24-48 hours after payment

This option will prompt you to enter a code or connect to Wi-Fi to confirm the payment was made and subsequently unlock the phone. What NOT To Do

If you bought the phone used, the previous owner may have stopped paying their plan. Immediate Steps to Unlock the Device

Do not pay online scammers claiming they can unlock this via code generation. This is a server-side lock. Only the lender or Xiaomi can lift it.