Stripe

– Issuing: Create, manage, and distribute virtual or physical commercial cards for employee spending. Treasury: Provide FDIC-insured bank accounts to your users via a single API. Capital: Offer data-driven loans to businesses based on their processing history.

A no-code solution that generates simple hyperlinks, enabling sellers to accept payments instantly via email, social media, or text messages.

If you run a marketplace (e.g., freelance design services, a rideshare app), you need to collect money from the buyer and pay the seller. Stripe Connect handles KYC (Know Your Customer) for sellers, holds funds in escrow, and automates payouts. It supports direct, destination, or separate charges.

Stripe Terminal brings the same seamless experience to physical stores, creating a unified commerce experience. stripe

This evolution transformed Stripe from a "payment gateway" into the financial backbone of the internet, now powering over $1.9 trillion in annual transaction volume and serving more than 5.5 million businesses.

In recent years, Stripe has moved closer to the core of the financial system, effectively becoming a non-bank bank.

Founded in 2010 by brothers Patrick and John Collison, Stripe emerged from a simple frustration: the difficulty of accepting payments online for developers and small businesses. At the time, integrating payment processing required navigating byzantine banking relationships, legacy APIs, and weeks of bureaucratic red tape. – Issuing: Create, manage, and distribute virtual or

Stripe Treasury and Issuing allow businesses to embed banking-as-a-service directly into their platforms, enabling them to hold funds or issue branded credit cards.

Today, Stripe is far more than a payment processor. It is a massive global financial technology company powering over 5 million businesses, from tiny startups to 90% of the Dow Jones Industrial Average. By early 2026, businesses running on Stripe generated a staggering $1.9 trillion in total payment volume, representing roughly 1.6% of global GDP.

For platforms and marketplaces, alternatives to include PayPal Commerce Platform, Adyen for Platforms, Payoneer, and Wise Business [2†L37-L40]. With the rise of AI payments, new entrants like Coinbase and Google are also vying for a slice of the agentic commerce opportunity [2†L4-L8]. It supports direct, destination, or separate charges

Clear, searchable, and interactive guides that made integration painless.

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Operating in the financial sector places Stripe under intense regulatory scrutiny. They must navigate a complex web of global, federal, and state regulations.